YOUR WEALTH IS NOT SAFE – LIMIT LAWSUIT LIABILITY AND "CALM" LITIGATION
WATERS WITH A C.A.L.M. PLAN FOR CONSUMERS
LibertyMoney Network is making available a C.A.L.M. Plan for Consumers that
can be incorporated into a Comprehensive Asset & Liability Management (CALM)
Program not only for the licensed professional, but for the professional’s
patients, clients and customers, as well.
The medical malpractice and professional liability crisis is the number one
problem that America’s doctors and medical malpractice insurance carriers are
facing today. Litigation is also the number one reason why health insurance in
America is becoming more and more unaffordable. That’s because growing armies of
contingent fee attorneys are filing tens of thousands of civil lawsuits every
day against anyone with deep pockets and vulnerable assets. A willing accomplice
to this "lawsuit lottery" is a justice system driven by judges and juries who
favor sympathetic plaintiffs and make devastating awards.
The easiest targets are medical professionals and other high-risk
business-people. Just ask any of the 40% of physicians who (according to Jury
Verdict Research) have already been sued - and you are likely to hear that no
one is safe. Not when every patient, employee, and business associate with a
gripe is a potential plaintiff who can sue anyone, anytime for any reason
without financial risk. Worse yet, despite skyrocketing premiums for malpractice
and other liability insurance, many insurance companies simply cannot offer
adequate coverage in light of today’s record-high jury verdicts, uninsured
exposures and settlement demands that are nothing short of legal extortion.
The litigation crisis is not limited to physicians and other healthcare
professionals. If you are in a car accident, the plaintiff’s attorneys will want
to know: 1. how much insurance coverage do you have? 2. what do you do for a
living? 3. what do you drive? And 4. where do you live? Why? Because they want
to know if you are a good target for a lawsuit. You need a Comprehensive
Approach to managing your liabilities and protecting your assets.
The expense of healthcare and nursing homes can financially devastate your
family. An accident or business deal gone sour can result in a lawsuit that
literally wipes out any nest egg you had set aside for your golden years and
your family.
The CALM Asset & Liability Management Plan for Consumers provides a way to
limit your exposure to lawsuit lottery liability. This program offers
comprehensive, technology-enabled solutions that will reduce liability exposures
for both insured and insurer and help you to stabilize and, hopefully, reduce
your cost of insurance.
LibertyMoney Network offers a membership program that provides a
Comprehensive Asset & Liability Management (C.A.L.M.) Plan through a four-step
process consisting of Insurance, Alternative Dispute resolution, Asset
Protection and Teamwork with Technology and Tools. If you want to remember these
four-steps just remember: "IADAPT" to CALM."
INSURANCE: This is the first line of defense that consumers,
physicians and other licensed professionals have relied upon for decades. Its
effectiveness has been eroding however, as insurance companies pay out larger
and larger settlements and either deny or reduce the available insurance
coverage. While medical malpractice insurance used to be the only protection a
physician needed, physicians are now forced to realize that our legal system is
"out of control" and additional protection is needed to keep their personal
assets safe. This same protection that was previously available only for
licensed professionals (especially in healthcare and real estate) is now
available to patients, clients customers and other consumers of professional
services.
ALTERNATIVE DISPUTE RESOLUTION: Just ask any lawyer or insurance
company. It’s impossible to guarantee the outcome of a jury trial. Therefore,
all CALM-Certified attorneys agree to promote the services of National
Arbitration & Mediation (NAM) and LibertyADR Network and NAM’s mediation and
arbitration processes. These processes provide the insured and insurance company
with greater control and assure better, more predictable outcomes than the "out
of control" jury system.
ASSET PROTECTION: Asset protection tools are designed to give you, as
the insured and your insurance company additional leverage in reaching
settlements, while protecting the your insurance company from "bad faith" claims
and the you, as the insured, from jury verdicts in excess of policy limits.
Developed in partnership with Roccy DeFrancesco, JC, CWPP, CAPP, President of
the Wealth Preservation Institute, one of the nation’s leading educators in
asset protection and wealth management strategies, these "Comprehensive Legal
Solutions" and strategies are customized for each client’s needs. Layers of
legal structures are designed to preserve and protect your wealth by:
- Establishing a "legal barrier" between you and your assets (also known as
your "Financial Fortress");
- Minimizing the plaintiff’s attorney’s economic incentives to sue you;
- Shielding your wealth from scrutiny
- Reducing the potential impact of non-medical malpractice claims such as
auto accident, slip and fall, harassment, wrongful discharge and other
workplace disputes.
TEAMWORK & TECHNOLOGY: Technology-enabled teamwork is the final step
in the process of protecting your personal wealth. While defending a malpractice
claim, all parties involved in your case (including your medical malpractice
claim handler, malpractice defense lawyer, asset protection lawyer and
alternative dispute resolution service providers) can utilize our patent pending
system and process to streamline communications and optimize the management of
your case.
At $295, a Comprehensive Asset & Liability Management ("CALM ") Consumer Plan
is inexpensive compared to the annual cost of liability insurance. And it
protects your wealth from the "out of control" court system in all types of
cases - not only for physicians and licensed professionals, but car accidents,
bad business deals, unpaid insurance claims and other litigation nightmares.
After you purchase the CALM Consumer Plan, you will be given access to a
CALM-Certified Insurance Professional who will work with you to design an Action
Plan to "Protect and Grow Your Wealth."
The Wall Street Journal published an article entitled: "The Litigation Boom
Spurs Efforts to Shield Assets" which we quote, as follows:
"A recent survey of individuals with more than $1 million in assets found
that 35% had some form of asset-protection plan... and more than 61% of the
respondents who didn’t have an asset-protection plan were interested in creating
one..."
"Offshore asset-protection trusts can cost anywhere from $20,000 to $50,000
to set up..." "Domestic asset-protection trusts cost less, running anywhere from
$3,000 to $10,000 in attorney’s fees..."
In light of these quotes, please ask yourself the following questions:
- Do I need to be better educated about how to Protect and Grow My Wealth?
- Do I need a Comprehensive Asset Protection Program? and
- If I invested in a Comprehensive Asset Protection Program, how quickly
would I recoup my investment? And
- If I am SUED TOMORROW, would I be sorry if I did not PROTECT MY ASSETS
TODAY with a CALM – Comprehensive Asset & Liability Management Legal Plan?
C.A.L.M. CONSUMER PLAN: $295
Buy Now
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